FAQs
Frequently Asked Questions
Protecting your office involves understanding how insurance coverage works for your business. At Office Insurance, we help clients across California and the USA make confident decisions about their policies. Below are some of the most common questions we receive from office owners and managers.
Office insurance generally includes protection for property damage, liability claims, business interruption, and employee injuries. It can also extend to equipment coverage, cyber liability, and professional errors, depending on your chosen policy.
While not all coverages are mandatory, California businesses with employees must carry Workers’ Compensation Insurance. General Liability and Property Insurance are strongly recommended to meet lease and client requirements.
The cost depends on factors such as office size, location, number of employees, and types of coverage. Small offices may pay a few hundred dollars monthly, while larger firms with specialized equipment may require more comprehensive plans.
Yes. A Business Owner’s Policy (BOP) combines General Liability and Property Insurance into one affordable package, making it ideal for small and mid-sized offices that need broad protection.
Yes, many modern policies can extend coverage to remote workers or home-based offices, protecting business property, equipment, and liability associated with your professional activities.